Contactless payment with your cell phone: how does it work?

Published on 05/10/2026 in Help & solutions 

Contactless payments using your smartphone are quick and convenient: you no longer need to take out your bank card or wallet at the till. Depending on the payment method you use, all you need to do is hold your smartphone close to the payment terminal or scan a QR code. But how exactly does contactless payment work, and is it really secure?

Contactless payment with your cell phone: how does it work?

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